Fintech & TMT
Overview
In today’s rapidly evolving landscape, where technology and finance converge, we are at the forefront of innovation. Our Fintech and TMT team is comprised of leading practitioners with deep understanding of the financial and technology sectors. We offer cutting edge-legal guidance and offer unparalleled expertise in this space.
With a proven track record, we have successfully assisted our clients in navigating the complex legal, business, and regulatory challenges inherent to this dynamic sector.
Drawing on our collective expertise, we deliver comprehensive solutions across various facets of FinTech – from setting up and structuring new products to enhancing existing offerings, providing regulatory advisory, structuring contractual arrangements, and seeking regulatory approvals in the sector.
The Firm has extensive expertise in the applicable regulatory regime, encompassing financial services regulations, technology laws, telecommunication laws, payment and settlement laws (including digital payments), data privacy laws as well as consumer protection laws. Additionally, we regularly support our clients in respect of various M&A and PE transactions (including cross border M&A) in this space.
Specifically, our fintech advice includes advisory in the areas of digital payments, retail banking, digital lending and new age technologies. The Firm regularly advises leading payment apps, payment aggregators, NBFCs, banks, online marketplaces and technology companies.
Our client roster as part of the Fintech and TMT practice includes industry leaders such as Google, Zomato, Meesho, Razorpay, Tata Payments, SBI Cards, Uni, PayU, Ola, Samsung, Netflix, Lufthansa – Airplus, Apollo Hospitals and Play Games24x7.
Contact us today to discuss your specific needs and discover how our expertise can benefit you.
Testimonials

Chambers and Partners Asia Pacific Rankings 2025
“Saraf and Partners houses an established firm with a fast-rising TMT team based primarily in New Delhi, with additional offices in Mumbai and Bengaluru. The team is well positioned to handle an array of transactional TMT matters, including advising on seed funding. It also regularly advises payments and telecoms clients on regulatory issues and the set-up and structuring of their platforms. The practice is increasingly active in advising on data privacy and protection matters in the fintech space.”

TMT Client, Chambers and Partners Asia pacific Rankings 2025
“The team is extremely adept at handling complex matters, requiring unique solutions and structures, while at the same time ensuring compliance with the Indian regulations.”

TMT Client, Chambers and Partners Asia Pacific Rankings 2025
“The firm understood the problem very well and gave crisp and clear answers rather than giving grey answers.”